Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$333,768	$333,768	$648,000
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$314,232	$0
Funding fee	$0	$0	$0
Note rate	4.170%	4.170%	7.400%
Blended rate	5.020%	6.344%	7.640%
1st payment	$1,766.82	$1,766.82	$4,486.62
2nd payment	$0.00	$2,029.41	$0.00
Taxes / mo	$801.00	$801.00	$801.00
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$256.84	$256.84	$129.60
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$3,141.33	$5,170.74	$5,733.89
Cash to close	$386,232	$72,000	$72,000