Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$314,475	$314,475	$324,000
Remaining term (yrs)	26.2	26.2	30.0
Secondary amount	$0	$27,525	$0
Funding fee	$0	$0	$0
Note rate	6.810%	6.810%	7.400%
Blended rate	7.660%	7.999%	7.640%
1st payment	$2,143.09	$2,143.09	$2,243.31
2nd payment	$0.00	$272.38	$0.00
Taxes / mo	$602.00	$602.00	$602.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$232.61	$232.61	$64.80
HOA / mo	$23.33	$23.33	$23.33
Total monthly	$3,151.04	$3,423.42	$3,083.44
Cash to close	$45,525	$18,000	$36,000