Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$95,874$95,874$314,910
Remaining term (yrs)16.216.230.0
Secondary amount$0$219,036$0
Funding fee$0$0$0
Note rate3.340%3.340%7.400%
Blended rate4.190%6.666%7.640%
1st payment$635.32$635.32$2,180.37
2nd payment$0.00$1,414.61$0.00
Taxes / mo$156.84$156.84$156.84
Insurance / mo$150.00$150.00$150.00
MI / mo$102.24$102.24$62.98
HOA / mo$32.00$32.00$32.00
Total monthly$1,076.40$2,491.00$2,582.20
Cash to close$254,026$34,990$34,990