Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$223,910	$223,910	$283,500
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$59,590	$0
Funding fee	$0	$0	$0
Note rate	3.020%	3.020%	7.400%
Blended rate	3.870%	4.948%	7.640%
1st payment	$1,091.32	$1,091.32	$1,962.90
2nd payment	$0.00	$446.92	$0.00
Taxes / mo	$272.67	$272.67	$272.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$182.88	$182.88	$56.70
HOA / mo	$88.33	$88.33	$88.33
Total monthly	$1,785.20	$2,232.13	$2,530.60
Cash to close	$91,090	$31,500	$31,500