Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$380,396$380,396$450,000
Remaining term (yrs)29.229.230.0
Secondary amount$0$69,604$0
Funding fee$1,902$1,902$0
Note rate6.160%6.160%7.400%
Blended rate6.160%6.599%7.640%
1st payment$2,338.33$2,338.33$3,115.71
2nd payment$0.00$522.03$0.00
Taxes / mo$377.71$377.71$377.71
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$90.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,882.71$3,404.74$3,750.08
Cash to close$119,604$50,000$50,000