Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$148,348$148,348$238,500
Remaining term (yrs)24.924.930.0
Secondary amount$0$90,152$0
Funding fee$0$0$0
Note rate2.980%2.980%7.400%
Blended rate3.830%5.784%7.640%
1st payment$701.94$701.94$1,651.33
2nd payment$0.00$676.14$0.00
Taxes / mo$328.43$328.43$328.43
Insurance / mo$150.00$150.00$150.00
MI / mo$118.24$118.24$47.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,298.61$1,974.75$2,177.46
Cash to close$116,652$26,500$26,500