Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$283,118	$270,000
Remaining term (yrs)	24.7	30.0
Secondary amount	$0	$0
Funding fee	$1,416	$0
Note rate	2.960%	7.400%
Blended rate	2.960%	7.640%
1st payment	$1,342.76	$1,869.43
2nd payment	$0.00	$0.00
Taxes / mo	$453.75	$453.75
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$54.00
HOA / mo	$384.00	$384.00
Total monthly	$2,330.51	$2,911.18
Cash to close	$16,882	$30,000