Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$216,906	$216,906	$496,800
Remaining term (yrs)	26.7	26.7	30.0
Secondary amount	$0	$279,894	$0
Funding fee	$1,085	$1,085	$0
Note rate	6.810%	6.810%	7.400%
Blended rate	6.810%	7.340%	7.640%
1st payment	$1,468.33	$1,468.33	$3,439.74
2nd payment	$0.00	$1,807.65	$0.00
Taxes / mo	$460.00	$460.00	$460.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$99.36
HOA / mo	$3.75	$3.75	$3.75
Total monthly	$2,098.75	$3,906.40	$4,169.52
Cash to close	$335,094	$55,200	$55,200