Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$296,815	$279,000
Remaining term (yrs)	29.0	30.0
Secondary amount	$0	$0
Funding fee	$1,484	$0
Note rate	6.300%	7.400%
Blended rate	6.300%	7.640%
1st payment	$1,856.91	$1,931.74
2nd payment	$0.00	$0.00
Taxes / mo	$261.75	$261.75
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$55.80
HOA / mo	$129.00	$129.00
Total monthly	$2,397.66	$2,528.29
Cash to close	$13,185	$31,000