Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$118,724	$118,724	$575,100
Remaining term (yrs)	13.3	13.3	30.0
Secondary amount	$0	$456,376	$0
Funding fee	$0	$0	$0
Note rate	3.880%	3.880%	7.400%
Blended rate	4.730%	7.127%	7.640%
1st payment	$947.10	$947.10	$3,981.88
2nd payment	$0.00	$2,947.43	$0.00
Taxes / mo	$815.58	$815.58	$815.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$142.58	$142.58	$115.02
HOA / mo	$43.00	$43.00	$43.00
Total monthly	$2,114.92	$5,062.35	$5,122.15
Cash to close	$520,276	$63,900	$63,900