Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$432,065	$432,065	$607,410
Remaining term (yrs)	25.1	25.1	30.0
Secondary amount	$0	$175,345	$0
Funding fee	$2,160	$2,160	$0
Note rate	3.090%	3.090%	7.400%
Blended rate	3.090%	4.507%	7.640%
1st payment	$2,055.60	$2,055.60	$4,205.58
2nd payment	$0.00	$1,168.96	$0.00
Taxes / mo	$210.93	$210.93	$210.93
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$121.48
HOA / mo	$83.67	$83.67	$83.67
Total monthly	$2,516.87	$3,685.83	$4,788.33
Cash to close	$242,835	$67,490	$67,490