Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$169,689	$169,689	$260,100
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$90,411	$0
Funding fee	$0	$0	$0
Note rate	2.680%	2.680%	7.400%
Blended rate	3.530%	5.431%	7.640%
1st payment	$787.87	$787.87	$1,800.88
2nd payment	$0.00	$678.08	$0.00
Taxes / mo	$304.85	$304.85	$304.85
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$137.95	$137.95	$52.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,380.68	$2,058.76	$2,307.75
Cash to close	$119,311	$28,900	$28,900