Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$369,717	$359,910
Remaining term (yrs)	25.9	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	5.520%	7.400%
Blended rate	6.370%	7.640%
1st payment	$2,234.39	$2,491.94
2nd payment	$0.00	$0.00
Taxes / mo	$649.24	$649.24
Insurance / mo	$150.00	$150.00
MI / mo	$278.13	$71.98
HOA / mo	$77.00	$77.00
Total monthly	$3,388.76	$3,440.17
Cash to close	$30,183	$39,990