Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$283,279$283,279$405,000
Remaining term (yrs)23.023.030.0
Secondary amount$0$121,721$0
Funding fee$1,416$1,416$0
Note rate3.650%3.650%7.400%
Blended rate3.650%4.957%7.640%
1st payment$1,511.27$1,511.27$2,804.14
2nd payment$0.00$811.47$0.00
Taxes / mo$213.92$213.92$213.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$3.50$3.50$3.50
Total monthly$1,878.69$2,690.16$3,252.55
Cash to close$166,721$45,000$45,000