Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$154,071	$154,071	$251,100
Remaining term (yrs)	26.1	26.1	30.0
Secondary amount	$0	$97,029	$0
Funding fee	$0	$0	$0
Note rate	6.110%	6.110%	7.400%
Blended rate	6.960%	7.748%	7.640%
1st payment	$982.98	$982.98	$1,738.57
2nd payment	$0.00	$727.72	$0.00
Taxes / mo	$87.76	$87.76	$87.76
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$114.78	$114.78	$50.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,335.52	$2,063.23	$2,026.55
Cash to close	$124,929	$27,900	$27,900