Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$199,570$199,570$369,000
Remaining term (yrs)24.824.830.0
Secondary amount$0$169,430$0
Funding fee$0$0$0
Note rate2.800%2.800%7.400%
Blended rate3.650%5.647%7.640%
1st payment$927.89$927.89$2,554.88
2nd payment$0.00$1,129.53$0.00
Taxes / mo$347.52$347.52$347.52
Insurance / mo$150.00$150.00$150.00
MI / mo$159.96$159.96$73.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,585.37$2,714.90$3,126.20
Cash to close$210,430$41,000$41,000