Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$228,256$228,256$306,000
Remaining term (yrs)25.625.630.0
Secondary amount$0$77,744$0
Funding fee$1,141$1,141$0
Note rate4.980%4.980%7.400%
Blended rate4.980%6.001%7.640%
1st payment$1,312.22$1,312.22$2,118.68
2nd payment$0.00$583.08$0.00
Taxes / mo$46.53$46.53$46.53
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$61.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,508.75$2,091.83$2,376.41
Cash to close$111,744$34,000$34,000