Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$105,299	$105,299	$179,910
Remaining term (yrs)	22.3	22.3	30.0
Secondary amount	$0	$74,611	$0
Funding fee	$0	$0	$0
Note rate	4.870%	4.870%	7.400%
Blended rate	5.720%	7.080%	7.640%
1st payment	$643.96	$643.96	$1,245.66
2nd payment	$0.00	$559.58	$0.00
Taxes / mo	$172.33	$172.33	$172.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$86.24	$86.24	$35.98
HOA / mo	$90.00	$90.00	$90.00
Total monthly	$1,142.54	$1,702.12	$1,693.98
Cash to close	$94,601	$19,990	$19,990