Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$313,344$313,344$337,499
Remaining term (yrs)28.928.930.0
Secondary amount$0$42,905$0
Funding fee$0$0$0
Note rate6.500%6.500%7.400%
Blended rate7.050%7.631%7.640%
1st payment$2,002.94$2,002.94$2,336.78
2nd payment$0.00$424.58$0.00
Taxes / mo$377.25$377.25$377.25
Insurance / mo$150.00$150.00$150.00
MI / mo$145.24$145.24$67.50
HOA / mo$165.00$165.00$165.00
Total monthly$2,840.42$3,265.00$3,096.53
Cash to close$61,655$18,750$37,500