Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$83,229	$83,229	$372,600
Remaining term (yrs)	14.1	14.1	30.0
Secondary amount	$0	$289,371	$0
Funding fee	$0	$0	$0
Note rate	4.230%	4.230%	7.400%
Blended rate	5.080%	7.154%	7.640%
1st payment	$648.89	$648.89	$2,579.81
2nd payment	$0.00	$1,868.85	$0.00
Taxes / mo	$203.42	$203.42	$203.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$93.66	$93.66	$74.52
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,095.96	$2,964.82	$3,007.74
Cash to close	$330,771	$41,400	$41,400