Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$108,874	$126,000
Remaining term (yrs)	24.5	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	2.940%	7.400%
Blended rate	3.790%	7.640%
1st payment	$517.60	$872.40
2nd payment	$0.00	$0.00
Taxes / mo	$133.08	$133.08
Insurance / mo	$150.00	$150.00
MI / mo	$87.63	$25.20
HOA / mo	$644.00	$644.00
Total monthly	$1,532.31	$1,824.67
Cash to close	$31,126	$14,000