Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$438,669$438,669$485,100
Remaining term (yrs)25.525.530.0
Secondary amount$0$46,431$0
Funding fee$2,193$2,193$0
Note rate4.170%4.170%7.400%
Blended rate4.170%4.632%7.640%
1st payment$2,322.12$2,322.12$3,358.73
2nd payment$0.00$348.23$0.00
Taxes / mo$600.36$600.36$600.36
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$97.02
HOA / mo$0.00$0.00$0.00
Total monthly$3,089.15$3,437.38$4,222.78
Cash to close$100,331$53,900$53,900