Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$792,335	$792,335	$1,844,100
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$1,051,765	$0
Funding fee	$3,962	$3,962	$0
Note rate	3.180%	3.180%	7.400%
Blended rate	3.180%	5.786%	7.640%
1st payment	$3,927.66	$3,927.66	$12,768.18
2nd payment	$0.00	$6,792.65	$0.00
Taxes / mo	$1,004.32	$1,004.32	$1,004.32
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$368.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$5,148.65	$11,941.29	$14,357.98
Cash to close	$1,256,665	$204,900	$204,900