Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$285,222$285,222$1,071,000
Remaining term (yrs)23.623.630.0
Secondary amount$0$785,778$0
Funding fee$1,426$1,426$0
Note rate3.450%3.450%7.400%
Blended rate3.450%6.605%7.640%
1st payment$1,467.52$1,467.52$7,415.39
2nd payment$0.00$5,074.82$0.00
Taxes / mo$363.72$363.72$363.72
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$214.20
HOA / mo$422.67$422.67$422.67
Total monthly$2,470.57$7,545.39$8,632.64
Cash to close$904,778$119,000$119,000