Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$218,244	$218,244	$472,500
Remaining term (yrs)	19.6	19.6	30.0
Secondary amount	$0	$254,256	$0
Funding fee	$1,091	$1,091	$0
Note rate	3.690%	3.690%	7.400%
Blended rate	3.690%	5.875%	7.640%
1st payment	$1,298.16	$1,298.16	$3,271.49
2nd payment	$0.00	$1,642.07	$0.00
Taxes / mo	$59.42	$59.42	$59.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$94.50
HOA / mo	$113.00	$113.00	$113.00
Total monthly	$1,637.25	$3,279.32	$3,705.08
Cash to close	$306,756	$52,500	$52,500