Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$148,479	$148,479	$247,500
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$99,021	$0
Funding fee	$742	$742	$0
Note rate	4.200%	4.200%	7.400%
Blended rate	4.200%	6.120%	7.640%
1st payment	$896.66	$896.66	$1,713.64
2nd payment	$0.00	$742.65	$0.00
Taxes / mo	$489.50	$489.50	$489.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$49.50
HOA / mo	$400.00	$400.00	$400.00
Total monthly	$1,936.16	$2,678.81	$2,802.64
Cash to close	$126,521	$27,500	$27,500