Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$436,422	$436,422	$503,991
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$67,569	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	7.050%	7.311%	7.640%
1st payment	$2,983.40	$2,983.40	$3,489.53
2nd payment	$0.00	$506.77	$0.00
Taxes / mo	$627.33	$627.33	$627.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$202.51	$202.51	$100.80
HOA / mo	$9.17	$9.17	$9.17
Total monthly	$3,989.08	$4,495.85	$4,393.50
Cash to close	$123,568	$55,999	$55,999