Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$252,775	$252,775	$445,500
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$192,725	$0
Funding fee	$0	$0	$0
Note rate	4.140%	4.140%	7.400%
Blended rate	4.990%	6.292%	7.640%
1st payment	$1,427.74	$1,427.74	$3,084.55
2nd payment	$0.00	$1,284.84	$0.00
Taxes / mo	$346.58	$346.58	$346.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$208.30	$208.30	$89.10
HOA / mo	$95.33	$95.33	$95.33
Total monthly	$2,244.61	$3,529.45	$3,782.22
Cash to close	$242,225	$49,500	$49,500