Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$317,564	$304,200
Remaining term (yrs)	25.9	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	5.520%	7.400%
Blended rate	6.370%	7.640%
1st payment	$1,919.20	$2,106.22
2nd payment	$0.00	$0.00
Taxes / mo	$576.03	$576.03
Insurance / mo	$150.00	$150.00
MI / mo	$238.90	$60.84
HOA / mo	$75.00	$75.00
Total monthly	$2,959.13	$2,968.09
Cash to close	$20,436	$33,800