Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$285,453$285,453$369,000
Remaining term (yrs)28.528.530.0
Secondary amount$0$83,547$0
Funding fee$0$0$0
Note rate6.640%6.640%7.400%
Blended rate7.190%7.600%7.640%
1st payment$1,859.70$1,859.70$2,554.88
2nd payment$0.00$626.60$0.00
Taxes / mo$278.49$278.49$278.49
Insurance / mo$150.00$150.00$150.00
MI / mo$132.91$132.91$73.80
HOA / mo$162.00$162.00$162.00
Total monthly$2,583.10$3,209.70$3,219.17
Cash to close$124,547$41,000$41,000