Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$165,063	$165,063	$224,100
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$59,037	$0
Funding fee	$0	$0	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	3.660%	5.067%	7.640%
1st payment	$775.50	$775.50	$1,551.62
2nd payment	$0.00	$442.78	$0.00
Taxes / mo	$363.02	$363.02	$363.02
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$133.51	$133.51	$44.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,422.04	$1,864.82	$2,109.47
Cash to close	$83,937	$24,900	$24,900