Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$351,330$351,330$395,955
Remaining term (yrs)23.923.930.0
Secondary amount$0$44,625$0
Funding fee$1,757$1,757$0
Note rate2.990%2.990%7.400%
Blended rate2.990%3.667%7.640%
1st payment$1,710.96$1,710.96$2,741.51
2nd payment$0.00$334.69$0.00
Taxes / mo$339.74$339.74$339.74
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.19
HOA / mo$0.00$0.00$0.00
Total monthly$2,200.70$2,535.38$3,310.44
Cash to close$88,620$43,995$43,995