Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$191,549$191,549$238,500
Remaining term (yrs)24.824.830.0
Secondary amount$0$46,951$0
Funding fee$0$0$0
Note rate2.980%2.980%7.400%
Blended rate3.830%4.848%7.640%
1st payment$908.40$908.40$1,651.33
2nd payment$0.00$352.13$0.00
Taxes / mo$139.33$139.33$139.33
Insurance / mo$150.00$150.00$150.00
MI / mo$153.01$153.01$47.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,350.74$1,702.87$1,988.36
Cash to close$73,451$26,500$26,500