Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$90,457	$90,457	$314,910
Remaining term (yrs)	20.1	20.1	30.0
Secondary amount	$0	$224,453	$0
Funding fee	$0	$0	$0
Note rate	3.460%	3.460%	7.400%
Blended rate	4.310%	6.762%	7.640%
1st payment	$518.28	$518.28	$2,180.37
2nd payment	$0.00	$1,449.59	$0.00
Taxes / mo	$135.13	$135.13	$135.13
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$82.16	$82.16	$62.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$885.58	$2,335.17	$2,528.49
Cash to close	$259,443	$34,990	$34,990