Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$218,784$218,784$396,000
Remaining term (yrs)20.220.230.0
Secondary amount$0$177,216$0
Funding fee$0$0$0
Note rate3.470%3.470%7.400%
Blended rate4.320%5.967%7.640%
1st payment$1,251.12$1,251.12$2,741.82
2nd payment$0.00$1,181.44$0.00
Taxes / mo$543.83$543.83$543.83
Insurance / mo$150.00$150.00$150.00
MI / mo$198.09$198.09$79.20
HOA / mo$837.00$837.00$837.00
Total monthly$2,980.03$4,161.48$4,351.85
Cash to close$221,216$44,000$44,000