Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$156,780	$156,780	$216,000
Remaining term (yrs)	24.8	24.8	30.0
Secondary amount	$0	$59,220	$0
Funding fee	$0	$0	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.850%	5.262%	7.640%
1st payment	$745.14	$745.14	$1,495.54
2nd payment	$0.00	$444.15	$0.00
Taxes / mo	$253.42	$253.42	$253.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$125.19	$125.19	$43.20
HOA / mo	$110.00	$110.00	$110.00
Total monthly	$1,383.75	$1,827.90	$2,052.16
Cash to close	$83,220	$24,000	$24,000