Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$379,377	$379,377	$449,910
Remaining term (yrs)	27.2	27.2	30.0
Secondary amount	$0	$70,533	$0
Funding fee	$0	$0	$0
Note rate	7.440%	7.440%	7.400%
Blended rate	7.990%	8.148%	7.640%
1st payment	$2,708.86	$2,708.86	$3,115.09
2nd payment	$0.00	$529.00	$0.00
Taxes / mo	$240.82	$240.82	$240.82
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$178.61	$178.61	$89.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,294.96	$3,823.96	$3,612.56
Cash to close	$120,523	$49,990	$49,990