Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$224,272$224,272$332,100
Remaining term (yrs)24.824.830.0
Secondary amount$0$107,828$0
Funding fee$1,121$1,121$0
Note rate2.550%2.550%7.400%
Blended rate2.550%4.320%7.640%
1st payment$1,014.20$1,014.20$2,299.39
2nd payment$0.00$718.85$0.00
Taxes / mo$308.69$308.69$308.69
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.42
HOA / mo$25.00$25.00$25.00
Total monthly$1,497.89$2,216.74$2,849.50
Cash to close$144,728$36,900$36,900