Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$244,615$244,615$376,650
Remaining term (yrs)24.524.530.0
Secondary amount$0$132,035$0
Funding fee$1,223$1,223$0
Note rate2.810%2.810%7.400%
Blended rate2.810%4.629%7.640%
1st payment$1,149.25$1,149.25$2,607.85
2nd payment$0.00$880.23$0.00
Taxes / mo$329.06$329.06$329.06
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.33
HOA / mo$80.00$80.00$80.00
Total monthly$1,708.32$2,588.55$3,242.24
Cash to close$173,885$41,850$41,850