Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$142,046	$142,046	$382,500
Remaining term (yrs)	26.8	26.8	30.0
Secondary amount	$0	$240,454	$0
Funding fee	$0	$0	$0
Note rate	6.710%	6.710%	7.400%
Blended rate	7.260%	7.568%	7.640%
1st payment	$951.36	$951.36	$2,648.35
2nd payment	$0.00	$1,552.93	$0.00
Taxes / mo	$245.62	$245.62	$245.62
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$67.50	$67.50	$76.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,414.49	$2,967.42	$3,120.48
Cash to close	$282,954	$42,500	$42,500