Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$402,097$402,097$585,000
Remaining term (yrs)25.925.930.0
Secondary amount$0$182,903$0
Funding fee$0$0$0
Note rate5.300%5.300%7.400%
Blended rate6.150%6.728%7.640%
1st payment$2,376.93$2,376.93$4,050.42
2nd payment$0.00$1,219.35$0.00
Taxes / mo$442.42$442.42$442.42
Insurance / mo$166.67$166.67$166.67
MI / mo$303.20$303.20$117.00
HOA / mo$10.00$10.00$10.00
Total monthly$3,299.21$4,518.57$4,786.51
Cash to close$247,903$65,000$65,000