Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$547,731$547,731$629,999
Remaining term (yrs)29.429.430.0
Secondary amount$0$82,268$0
Funding fee$0$0$0
Note rate6.500%6.500%7.400%
Blended rate7.050%7.305%7.640%
1st payment$3,481.17$3,481.17$4,361.99
2nd payment$0.00$617.01$0.00
Taxes / mo$880.13$880.13$880.13
Insurance / mo$166.67$166.67$166.67
MI / mo$252.43$252.43$126.00
HOA / mo$2.50$2.50$2.50
Total monthly$4,782.90$5,399.91$5,537.28
Cash to close$152,268$70,000$70,000