Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$300,734	$300,734	$738,000
Remaining term (yrs)	23.2	23.2	30.0
Secondary amount	$0	$437,266	$0
Funding fee	$0	$0	$0
Note rate	3.720%	3.720%	7.400%
Blended rate	4.570%	6.454%	7.640%
1st payment	$1,608.35	$1,608.35	$5,109.76
2nd payment	$0.00	$2,824.01	$0.00
Taxes / mo	$552.25	$552.25	$552.25
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$246.90	$246.90	$147.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,624.17	$5,448.18	$6,026.28
Cash to close	$519,266	$82,000	$82,000