Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$94,384	$94,384	$178,199
Remaining term (yrs)	20.4	20.4	30.0
Secondary amount	$0	$83,816	$0
Funding fee	$0	$0	$0
Note rate	4.150%	4.150%	7.400%
Blended rate	5.000%	6.881%	7.640%
1st payment	$570.37	$570.37	$1,233.81
2nd payment	$0.00	$628.62	$0.00
Taxes / mo	$115.27	$115.27	$115.27
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$83.11	$83.11	$35.64
HOA / mo	$125.00	$125.00	$125.00
Total monthly	$1,043.75	$1,672.36	$1,659.72
Cash to close	$103,615	$19,800	$19,800