Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$158,165$158,165$283,500
Remaining term (yrs)26.526.530.0
Secondary amount$0$125,335$0
Funding fee$791$791$0
Note rate6.540%6.540%7.400%
Blended rate6.540%7.185%7.640%
1st payment$1,045.67$1,045.67$1,962.90
2nd payment$0.00$835.57$0.00
Taxes / mo$17.42$17.42$17.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$56.70
HOA / mo$313.00$313.00$313.00
Total monthly$1,526.09$2,361.65$2,500.01
Cash to close$156,835$31,500$31,500