Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$293,928$293,928$332,910
Remaining term (yrs)24.924.930.0
Secondary amount$0$38,982$0
Funding fee$0$0$0
Note rate2.870%2.870%7.400%
Blended rate3.720%4.338%7.640%
1st payment$1,374.05$1,374.05$2,305.00
2nd payment$0.00$292.36$0.00
Taxes / mo$638.75$638.75$638.75
Insurance / mo$150.00$150.00$150.00
MI / mo$234.74$234.74$66.58
HOA / mo$324.00$324.00$324.00
Total monthly$2,721.54$3,013.90$3,484.33
Cash to close$75,972$36,990$36,990