Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$289,935$289,935$368,100
Remaining term (yrs)24.624.630.0
Secondary amount$0$78,165$0
Funding fee$0$0$0
Note rate3.060%3.060%7.400%
Blended rate3.910%4.991%7.640%
1st payment$1,393.29$1,393.29$2,548.65
2nd payment$0.00$586.24$0.00
Taxes / mo$375.14$375.14$375.14
Insurance / mo$150.00$150.00$150.00
MI / mo$232.30$232.30$73.62
HOA / mo$889.00$889.00$889.00
Total monthly$3,039.72$3,625.96$4,036.41
Cash to close$119,065$40,900$40,900