Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$25,078$25,078$332,100
Remaining term (yrs)25.625.630.0
Secondary amount$0$307,022$0
Funding fee$0$0$0
Note rate4.670%4.670%7.400%
Blended rate5.520%7.582%7.640%
1st payment$139.65$139.65$2,299.39
2nd payment$0.00$1,982.85$0.00
Taxes / mo$728.25$728.25$728.25
Insurance / mo$150.00$150.00$150.00
MI / mo$19.14$19.14$66.42
HOA / mo$86.67$86.67$86.67
Total monthly$1,123.71$3,106.56$3,330.74
Cash to close$343,922$36,900$36,900