Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$492,936	$492,936	$513,000
Remaining term (yrs)	27.4	27.4	30.0
Secondary amount	$0	$48,564	$0
Funding fee	$0	$0	$0
Note rate	6.820%	6.820%	7.400%
Blended rate	7.370%	7.774%	7.640%
1st payment	$3,311.86	$3,311.86	$3,551.91
2nd payment	$0.00	$480.58	$0.00
Taxes / mo	$893.15	$893.15	$893.15
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$232.36	$232.36	$102.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,604.04	$5,084.62	$4,714.33
Cash to close	$77,064	$28,500	$57,000