Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$263,162	$245,700
Remaining term (yrs)	26.1	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.900%	7.400%
Blended rate	7.750%	7.640%
1st payment	$1,810.68	$1,701.18
2nd payment	$0.00	$0.00
Taxes / mo	$199.17	$199.17
Insurance / mo	$150.00	$150.00
MI / mo	$194.74	$49.14
HOA / mo	$0.00	$0.00
Total monthly	$2,354.58	$2,099.48
Cash to close	$9,838	$27,300